Showing posts with label private. Show all posts
Showing posts with label private. Show all posts

Friday, 26 February 2010

Unfair Rental Market

Those close to me or know me well know that my partner lives on the other side of the country to me & that I have been looking to exchange my council property with another tenant where I want to live & who's looking to move where I am.

Well after some years it’s proving fruitless & with the current setup of Council housing stock, I can’t just transfer from one Council to another. That’s a whole issue in it own, something I can’t fully understand or know why it's like this.

So my other option is going into the private rental market & this is where it’s now getting messy. But first give you some background about me, I am on Incapacity Benefits & have been for almost 5 years. I have been receiving it without any problems & have full medical history as well as proof of all the benefits I have received. I have been living in my Council property for near on 9yrs, rent has been paid on time & never had problem with the rent whilst on benefits.

I have pets consisting just of cats & never once had a complaint about their treatment or condition of the property including garden from the Council or neighbours in the whole time I have lived in this property. The property is in great condition & I had pride in the property decor, just ask the Council. I keep them on their toes to keep the property in good condition when their contractors trash the place when they do work & I have to put it straight.

So as I said, I have been looking into private rental. Now 1st hurdle is some don’t want pets, now I can understand this. Some pets aren't trained / disciplined & therefore causes damaged. So a property with laminate flooring can sort this & a reference from previous landlord too.

But the main problem seems to be the fact I am on benefits, it seems that due to the fact I am on Incapacity Benefits I am unable to get a property on the private rental market. Now is it not bad enough I am on Incapacity Benefits in the 1st place, the fact I am not fit to work! I get ridiculed by the press, looked down on as a sponger in the general public due to those in the minority who do fiddle the system & the bad press.

Doesn’t my 5 years on these benefits actually prove I have a regular income & good rental history whist on them help me? Don’t I, being able to pay the deposit as well as the rent in advance help either? No! It doesn’t! I spoke to a estate agent about a property I am interested in today & was told “if I want a property whilst on Incapacity Benefits or any Benefits, I would have to have a financial guarantor who’s in full time employment”

Now to me this is discrimination, for am I am on Incapacity Benefits for a reason & this is a form of disability as I am unable to work at the moment. But the estate agent doesn’t see this! So right now, I don't know how I can overcome this discrimination. Other than vent it out for all of you to read, maybe someone can give me sound advice of how to stop this!

For now though, I have to wait to get fit, find a job, then find a place where I want to move as well as another job at the same time. Would it not be easier to find a place now whilst in Incapacity Benefits & when fit find a job? I have over 12 years of good payment history with Council & Housing Association as well as 5 yrs before that in private renting, which I was mostly unfit to work too during those 5 yrs. Don't any of this count anymore?

What ever happened to good references to help you get a place & why isn’t there laws to stop discrimination in the rental market? Love to hear your comments & any helpful advice.